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Wednesday, February 29, 2012

Shit Happens

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Accidents happen.   People drive poorly.   Expect this and don't act shocked.  Take steps to minimize your own risk.If you go through life being perpetually surprised by bad things, life will suck for you. ...
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I miss my Kodachrome

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Digital Cameras are a technical improvement over film processing.  But from a social and interactive standpoint, they are a disaster.As I noted in an earlier posting, one thing I realized, over time, was that trying to "record"...
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Tuesday, February 28, 2012

Shopping for a Living

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Question (a simple question):If chasing after discounts, coupons, cash-back bonuses, frequent flyer miles and all that other junk was such a good deal, why not quit your job?Think about it.  If you get 10% off on a purchase, then it would make sense to purchase $100,000 of goods, sell it for $95,000 (a discount off market value) and then pocket $5000.   You'd be rich in no time!  Do this once a week, and you'd...
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90% OFF SAVINGS!

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When someone tells you that by spending money, you are SAVING!!!! (usually with exclamation points) you should be skeptical.You can't spend your way to wealth.   You cannot eat your way to slimness.This article on MSNBC illustrates an extreme example of this concept.A retailer can show "90% off SAVINGS!!!" on a bottle of ketchup by claiming that the retail price on a bottle of ketchup is over $100.But it is just using...
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Predicable Outcomes

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When you see a kid riding down the street at 80 mph on one of these, with no helmet and no protection, other than a t-shirt and sandals, you have a pretty good idea of what the predicable outcome is.Predictable outcomes.  This...
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Monday, February 27, 2012

Appraising a House

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A home appraisal is an inexact science.  Yet, everyone should know how the process works and what an appraisal does and doesn't mean.How do you determine the value of a home?  It is a very relevant question in an age when...
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Sunday, February 26, 2012

Chess King (Shitty Clothes)

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Chess King was a chain of clothing stores that sold pretty mediocre and trendy clothes, such as this split-leather jacket, to gullible young people.   Today, we have Aeropostal and Abercrombie & Fitch.Shitty clothes. ...
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Stealing the Cheese

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Mouse Ethan Hunt tries to steal the cheese.  In real life this does not work out well.Stealing the cheese.  A reader tells me he likes to do this - to look at these promotional gags and figure out a way to run off with the...
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Saturday, February 25, 2012

Live Off the Interest? Not Likely!

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One fantasy that people have is that you can save up money and just live off the earnings or interest and 'never touch the principal' - but this is just a fantasy for most people.You've heard the expression before - 'never touch your...
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Coke Heads

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Drug users can be annoying as friends, employees, fellow workers, or family members.  Coke heads are probably the most annoying of all.Cocaine is an interesting drug.  The main problem with it (and methamphetamine) is that...
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Invoicing Scams

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Do people pay bills they don't owe?  Yea, it happens all the time.Invoicing scams have been around a long time.  They rely on the disorganization of people and companies to generate income from nothing.  Sometimes they...
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Friday, February 24, 2012

Buying a Home for Your Things - Dumb!

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Do you need a house for all your things?  Owning less things is a better idea.One of the biggest mistakes I've made in my life - and one I see a lot of people making - is buying a home for their crap.  No really, people...
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