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It has been about a year since I dumped my 'minutes' plan and went to AT&T GoPhone for 10 cents a minute. Has this been a good idea? Yes, it has.Back in February, I noticed that I was using only a few minutes a month...
Wednesday, November 30, 2011
When Being Handy Can Save You Money
Fixing a broken alternator cost me about $300. If I had taken it to the dealer, the cost could have been as high as $2000, including labor. This is one reason I say, if you are not handy with tools, you don't want to own...
The Positive Aspects of Debt - And Religion
Jesus wants you to have that new car!I write a lot here about how bad debt is - and how it can cripple people. But I have also written about how debt can be useful - to businesses and corporations, as a means of spreading out...
Tuesday, November 29, 2011
Hubris of the Seas
Is the world's largest cruise ship too large?"I thought when you went on a cruise, it was supposed to be so relaxing and they wait on you hand and foot!" a friend of mine remarked. "Don't you just sit back in a lounge chair...
Your Goal - Bring Down the Cost of Living
Thoughts I had tonight while walking the dog....When I was young, I had a fairly low-paying job, and a fairly cheap place to live, and a secondhand car. Then I got a better paying job, lived in a more expensive place, and of...
What Happened to Phone Calls?
This simple device was once the primary means of electronic communication in the USA. It was supplanted by cell phones and today, by text and e-mail. Why does no one talk anymore?I get an e-mail from a client. "Is...
Sunday, November 27, 2011
Should you use a PAWN SHOP (No.)
Pawn shops offer no bargains, either for buyers or borrowers.Pawn Shops are in the news today, and in general, they have been thriving in recent years. Back in the day, one only saw pawn shops in old "film noir" movies, where...
Renouncing Materialism? Where Have I Heard That Before?
Will the Occupy Protesters be Yuppies in 20 years? You Betcha!A funny thing happened on the way to the revolution. The Hippies and Yippies of the 1960's, who renounced materialism, capitalism, and all forms of modern American...
Saturday, November 26, 2011
The Price of Tires
The price of tires has skyrocketed in recent years. Not a few years ago, most tires were under $100 each. Today, tires as high as $300-$400 apiece are not unusual. What is going on here?I recently ordered a...
Death of Defined Pensions and Motorhome Sales
If you retire with a fat pension, the monthly payments on this beast might seem 'affordable'. If you had to pay cash for it, on the other hand, it would look like a pretty scary purchase.The RV industry has taken a big hit since...
Gotcha Questions
Herman Cain is my name,And I'm a Pizza Man.....Herman Cain made headlines the other day for flubbing a question about Libya. Now, there is no doubt in my mind that this man is an intellectual lightweight. After all, who...
Home Improvement Nightmares
Home Improvement is a huge industry and has spawned a number of television shows, including even a sit com of the same name.In Real Estate, the three biggest factors are Location, Location, and Location. While that may sound...
Friday, November 25, 2011
Death Spiral
Spatial Disorientation remains a big problem for both commercial and general aviation aircraft, when a pilot tries to fly in IFR by the seat of the pants. In a similar manner, financial disorientation can distract a person from...
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