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After a stellar first quarter growth, then a staggering second quarter loss, we are finding ourselves back where we started in the third quarter of 2011. What is going on?As I have noted in the past, it is a good mental exercise...
Monday, October 31, 2011
How to Drop Out of College
Being a smart student-consumer includes knowing when and how to drop out.College is a big expense these days. And increasingly, we are asking 18-year-olds to make the most important financial decision in their lives, at an age...
Ron Paul: End Student Loans?
Student Loan money is funny money - and drives up the cost of education.I am not a big Ron Paul fan. The guy - and his followers - come across as crackpots. But even a stopped clock is right twice a day, and recently,...
Do you need a Travel Agent?
Back in the day, a Travel Agent was convenient and often necessary, if you wanted to book trips effortlessly. Today, this is not so much the case.We are booking another cruise - this time for a Continuing Legal Education...
The Cult of Celebrity
What is the harm in celebrity worship?Celebrities. Rock stars, movie stars, sports stars, even political stars. We are all encouraged to follow their every move. And more and more, news outlets cater to our need...
Sunday, October 30, 2011
The cost of operating a "Paid-For" car.
10 years old, with 100,000 miles on the clock. What is the marginal cost of operating a "paid for" car?One thing I don't have to worry about every month, is making a car payment. And most folks do worry about this - and...
Clunkers
Who would drive such a mess?A clunker is a car that is near or at the end of its design life. In many cases, such cars can be purchased for next-to-nothing, as they have high mileage and perhaps one or more "issues" that may...
Saturday, October 29, 2011
Artifical Impoverishment and Medicaid
When Momma is ready for the rest home, who will pay for it?Getting old sucks, and the fear we all have is getting really old and being broke and destitute and not in control of our lives anymore. Being ambulatory - enjoy it...
Rebalancing Your Portfolio
As you age, your portfolio should change. How do you go about doing this?Most financial advisers suggest re-balancing your portfolio over time, to reflect changes in your portfolio and also your life changes.For example, during...
Two-Buck Chuck and Three-Buck Wally
The world is awash in a sea of inexpensive, yet palatable wines.The wine business is an interesting one. Unlike the spirits business or the beer business, in the wine industry, the sky is the limit, when it comes to pricing.Think...
Saving - the Hardest Thing To Do!
Putting money aside is the hardest thing to do!Saving money, like dieting, or trying to kick drugs, alcohol, coffee, sex - are all hard things to do, as they are contrary to your brain's need to engage in obsessive-compulsive behavior. ...
Our Last Cruise
We are going on a cruise next week, and I can already tell you, it will be the last one I go on.I am taking a cruise on the largest cruise ship in the world, the Allure of the Seas. Always a good idea to travel on...
Why is college so expensive? Graft, Greed, Corruption, the usual suspects.
Why is college so expensive? Graft, Greed, Corruption, the usual suspects.I recently came across this article while researching online. It is a startling article, as it shows how a college chancellor can spend millions...
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