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Be grateful for what you have, because chances are, it ain't so bad.The Cohen Brothers' movies are funny, in a dark way, but also usually have a moral of some sort. In the move Fargo, to me, the message was to be grateful for...
Friday, December 31, 2010
The Genie Effect
If you wish for something hard enough, it may seem to come true. But beware, genies can be deceiving!In the January 2011 issue of Sport Aviation, there was an article describing the "Genie Effect" written by Dave Matheny. ...
Thursday, December 30, 2010
Do You Want to Be Self-Employed? Probably Not!
Self-Employment is no Bed of RosesThe allure of being self-employed - it permeates our society. Everyone dreams of being their own boss, calling the shots, and sleeping late every morning.Con Artists prey upon this desire...
The Hydration Trap
Note: This is a cross-posting from my Losing Weight Now! blog.Do you need to drink 6-8 glasses of water a day? The key is to stay hydrated.For many years, the recommendation has been floating around that you should drink...
Tuesday, December 28, 2010
Swimming Pool on a Budget
A beautiful pool can be a great addition to any backyard. But bear in mind they add little, if any value to most homes, outside of Southern California or Florida. And there are a number of pitfalls to avoid. After...
The Death of Pick-A-Pay
Payment Optional, Interest Only, and Adjustable Rate Mortgages are very dangerous financial instruments. Pick-A-Pay was the worst of them and may finally have a stake driven through its heart by the financial meltdown.Pick-A-Pay...
Monday, December 27, 2010
Should You Get An Adjustable Rate Mortgage? (No.)
While the interest rates on Adjustable Rate Mortgages can be lower than fixed rates, the risks you are taking, in my opinion, are far too great.It happened fairly recently. During a boom time, housing prices started to skyrocket,...
What is Lowermybills? What are data aggregation sites?
You've probably seen these annoying ads on the Internet. The first thing that should tip you off is the use of Pavlovian response eye-catching marketing (here, using a worn Social Security card as eye-bait). The second...
Sunday, December 26, 2010
A different way of looking at things.....
What could be nicer than a shiny new car? Retiring three years earlier, perhaps?A shiny new car! What could be better! That new car smell! The envious looks of your neighbors (not to be confused with the look...
Saturday, December 25, 2010
Trying to Play Catch-up.
One argument I hear a lot from people who are spending it all now, is that they will just make it up later and save for retirement. Nice theory. It doesn't work.Saving money for retirement - otherwise known as building...
Why your Credit SCORE is not FREE.
While your Annual Credit Report is free (under the law) your credit score is something you have to pay to see.As I noted in my earlier posting on Your Really Free Annual Credit Report, you have a legal right to see your credit report...
Equity or Income?
Should you buy stocks that increase in value (equity) or ones that pay dividends (income)?I take a piss on the Motley Fool a lot here, and for good reason. Their entertainment model of investments was so symbolic of the excess...
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