The Dream of Home Ownership, or Nightmare?

The Dream of Home Ownership - or Nightmare?It seems that everyone in the Federal Government wants us to buy a house. Politicians, when running for election, speak of the "American Dream of Home Ownership" as if were the holy grail...

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The Failed Promise of Fast Food

It's neither fast, nor is it food. And it ain't cheap, despite what you may think.I stopped going to fast food restaurants several years ago. Actually, I eat out a lot less than I used to. You should too.Most Americans use restaurants...

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Ebay & Craigslist Sales Roundup

 Selling off stuff you don't need on eBay or Craigslist is a great way to raise cash and also a way to obtain things you do need instead!This Spring and Summer, I decided to get rid of a lot of things that were cluttering up...

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The False God of Consumerism

 Worshiping " bling"  goes back quite a ways...The False God of Consumerismor,Buying things doesn't make you an expert - or happyOne great feature of the Internet is (or was) that it liberated information for use by anyone,...

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Shopping Your Cell Plan

A friend of mine made a very good suggestion, that I wished I followed more often. "Every year." he says, "you should shop your cell plan."This does not mean, necessarily, that you should switch providers, but that you should check to see what bargains are out there.Cell phones do not have to provide regulated rates like land lines. And the competition among carriers is now fierce. So you can get good bargains by shopping around....

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Living Beyond Your Means - Credit Card Debt

Having Credit Cards is like trying to keep a pet Velociraptor.  You may think of them as pets, but one day they will tear your guts out and eat you alive.  You've heard the phrase "Living Beyond Your Means" many times before....

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