The MONEY Trap and the 1% Rule

The MONEY Trap - How making a lot of money can drive you bankrupt.From a lot of people reading my blog, I get the usual reactions. "I make good money, so I don't have to worry about saving money," they say, "And $50 here, $100 there, it really isn't worth the hassle."This blog is not directed at the dirt poor, but rather the impoverished middle class, who are often spending their way to the poorhouse. It is EXACTLY those sort...

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Hot Tubs on a budget

Our Hot Tub is now over a decade old and still going strong, for the time being.  It has given us many years of service at a fairly affordable price.As we have seen in my blog, it is possible to overpay for goods or services...

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Take It Back!

TAKE IT BACK!I was a t a friend's garage sale the other day, and saw that they were selling a set of curtain rods.I looked at them closely. They were still in the original packaging, boxed up, wrapped in shrink wrap, with the store price tag on them."You like those?" my friend said, "We bought them, but found out they didn't fit, so we are selling them in the garage sale"."Why don't you take them back and get a refund?" I said....

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Sell it on eBay! (Or CraigsList)...or maybe buy it.

eBay can be a great way to unclutter your home and raise a little extra money. Many folks think about doing it, but are scared away by the horror stories out there. Others consider it a waste of time. Yet others think that it is not a "good deal" because of the fees charged. While these are all valid concerns, eBay can be a good outlet for unloading stuff that you no longer need. It is better to sell something on eBay and get...

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The Tragedy of Hoarding Disorder

The incidence of hoarding disorder appears to be increasing in this country.  Or is it just more noticeable these days?I have touched on this subject in the past, but it bears addressing again, as hoarding disorder can be devastating...

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